Ellen Dean, Financial Consultant

Financial Calculators are a convenient, easy and fun way to quickly summarize your assets and assist you with some day-to-day questions and concerns that may arise.

Calculators also help you to stay on target for saving to meet retirement goals, planning large purchases such as cars and homes, and paying off credit cards or other high-interest debt.

Choose from this list of my favorite calculators for quick and easy estimates of your finances. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision-making process.

  Mortgage Comparison: 15 years vs. 30 years
Mortgage Comparison: 15 years vs. 30 years
Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Click here to use the Mortage Calculator

  Retirement Planner
Retirement Planner
Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social security is calculated on a sliding scale based on your income. Including a non-working spouse in your plan increases your social security benefits up to, but not over, the maximum.
Click here to use the Retirement Planner Calculator


  Retirement Income Calculator
Retirement Income
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. Your annual savings, expected rate of return and your current age all have an impact on your retirement's monthly income. View the full report to see a year by year break down of your retirement savings.
Click here to use the Retirement Income Calculator


  Credit Card Payoff
Credit Card Payoff Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.
Click here to use the Credit Card Payoff Calculator

  Auto Loan
Auto Loans
Use this calculator to help you determine your monthly auto loan payment or your auto purchase price. After you have entered your current information, use the graph options to see how different loan terms or downpayments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the "View Report" button.
Click here to use the Auto Loan Calculator


Information and interactive calculators are made available to you as self-help tools for your independent use. The accuracy of this calculator and its applicability to your circumstances is not guaranteed. You should obtain personal advice from qualified professionals. The information provided is not specific investment advice, a guarantee of performance, or a recommendation. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk. Actual results will vary.

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